Xcredit Loan| XCredit makes it easy for people in Nigeria to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan straight into your bank- account. XCredit is like a bank in your pocket, there for you at all times. How to apply, Apply here
Taking loans is easiest with Xcredit. No collaterals, no paperwork, and it is accessible to anyone with a bank account. You should take advantage of this easy loan offered by Xcredit to meet emergency and unexpected needs as they arise.
Xcredit is a mobile application platform developed by a fintech company based in Lagos. The platform is strictly online, although they do have an office in Lagos Nigeria. You do not have to visit their office to enjoy their services.
- Quick and easy access to loans.
- No collateral.
- No paperwork.
- Zero service fee charge.
Note: Xcredit loan app is only available for Android devices on Google Play Store. With the app, you can easily access a personal loan. They do this by using the data on your phone including your SMS history to verify your identity and create a credit score.
Xcredit offers an interest rate of 12% of the amount borrowed. For example, if you borrow N10,000 for a tenor of 120 days, then at maturity, the total interest would be:
N10,000 * 12% = N1,200.
How To Apply
Interested person go to your phone play store and download Xcredit app and follow the steps below:
- Create an account
- Apply for a loan
- Receive your loan straight into your bank account
- Build your loan limit each time you repay a loan